![]() Having a record of your damaged goods could help you quality for the maximum amount of aid and help you move forward more quickly. That could, in turn, make it easier to file a claim against your insurance policy, and also, get paid on your claim much sooner.įurthermore, if your home is damaged in the course of a major storm, you may be eligible for local or federal assistance. With a home inventory, you will have an easier time getting at that information. If your home is subject to damage or a break-in, the last thing you’ll want to have to do after the fact is rack your brain trying to figure out which items of yours were impacted. Your insurance company may not require you to have a home inventory, but it’s a helpful thing to have nonetheless. While you don’t have to list every single item you own as part of your inventory, you should include all items of significant value. That’s where a home inventory comes in.Ī home inventory is a comprehensive list of your personal belongings, along with their monetary value. But it’s best to have an extensive list of your belongings before they’re damaged or stolen. ![]() Ideally, you’ll have homeowners or renters insurance in place to cover your damaged or stolen items. And you can’t rule out the possibility of a home break-in, either. ![]() You never know when your home might get damaged in a flood, fire or other disaster.
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